What is the business model?

UniCap is a fintech provides businesses with access to a network of 200 lending partners specialized in non-dilutive financing solutions to meet the unique needs of each business. Additionally, UniCap facilitates digital fundraising campaigns, connecting businesses with a large network of investors, including access to 30m investors in total. We also offer cloud-based analytics, which allow for efficient and fast financial analysis, aiding in benchmarking evaluations.

 

To whom we serve?

UniCap is suited for all companies between Seed until Pre-IPO and supportd also listed companies based in Europe/Switzerland/United States and United Kingdom. We look for companies with at least 500k in revenue and prefer companies that generate recurring revenues or have tangible assets as collateral in place.

 

What's next?

Our onboarding process and analytics are for free. After you have completed the onboarding, we will analyse benchmarking and financial KPIs. We charge a placement commission if we place debt or equity, without a retainer. And for equity as a service, we charge a monthly fee for our equity fundraising campaign which runs for a minimum of 3 months.

 

How much funding can I get?

We start with 1M loan tickets and can support up to 150M in debt. 

With our equity the min. investment ticket is 500k and we can support large fundraising requests up to 150M.

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Can I get a loan size smaller than 1M?

Thanks to our embedded financing partners, we can support you with business loans lower than 1M loan tickets. 

 

How does it work?

Simply fill out our Q&A form. Afterwards, you receive an email to sign an NDA and upload your financial documents. You will get access to our funding and benchmarking platform.

 

Debt vs. venture capital?

Building a capital structure based on multiple pillars (debt and equity) is seen as beneficial in reducing dependencies and maintaining operational control.

Unicapital covers debt and equity fundraising.

The VC fundraising process might be more time-consuming and require giving up equity. Non-dilutive financing can be done in 1-2 weeks but requires repayment instead of equity ownership.

 

Are pledges or an equity kicker such as warrants involved?

We offer both loans with warrants or pledges and loans where no personal guarantees or equity warrants are needed.

 

Can I combine debt and equity funding?

Yes, we offer businesses support with debt and equity and we experience that companies that extend their runway with debt have better chances to receive bigger equity tickets and vice versa.

 

How long does it take to receive a loan?

We can offer loans within 2 weeks. Asset-backed financing and complex financing structures require deeper due diligence and more time. Our analytics are efficient and therefore, we can usually be faster than other providers.

 

Is my data secure?

We prioritize the highest standard of data security to ensure the safety of your information. All customer data is securely stored and processed.