Our Team
Jen Harris
Partner
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Jeroen Leeuw
Partner
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Sheryl Bates
Partner
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UniCap. Not only for Unicorns*.
SME’s
Hypergrowth Companies
AI & rising tech
E-Commerce
Manufacturing Co.
Healthcare
Climate & Renewables
Gamechangers

LendingOS
LendingOS connected to multiple credit facilities and access to 1bn of funding.
Direct loans from professional private debt institutions, selected banks or specialised lenders for established businesses with a minimum revenue of 2m$ in the US and EU. Our funding range is $500k to $45M, perfect for working capital, expansion, refinancing, M&A, or bridge financing. For project finance, ticket sizes start at. minimum 50m$–150m$.
We can accelerate funding selectively from weeks to days and offer multiple credit facilities.
Term
1 month (for bridge finance) up to 4 years
Ticket size
500k-50M
Fuel your growth without sacrificing equity. Venture debt provides a non-dilutive financing option for startups, offering a strategic blend of debt and equity benefits.
Your company has existed since at least 2 years
Your annual revenues are greater than 2million or your ARR is greater than 1,5million
You are located in the EU/UK/US
Runway for Term Loan minimum 6 months and for Bridge finance no minimum
Your minimum growth rate is 5% annually
Our minimum requirements:
Financing products
Ready to get funding? Quick feedback within 24 hours
200 lenders, efficient capital, data intelligence and personal assistance.
Multiple credit facilities
Secure the funding you need with a traditional term loan. Enjoy fixed interest rates and structured repayment terms tailored to your business's financial rhythm.
Term Loan
01
Elevate your business without equity dilution. RBF offers flexible repayments tied to your revenue, aligning our success with yours.
Revenue-Based Financing (RBF)
02
Fuel your growth without sacrificing equity. Venture debt provides a non-dilutive financing option for startups, offering a strategic blend of debt and equity benefits.
Venture Debt
03
Leverage your assets to secure financing. ABF allows you to use your business assets as collateral, unlocking capital for expansion while minimizing risk.
Asset-Backed Financing (ABF)
04
Bridge the gap and get financing within a week with a bridge financing.
Bridge Financing
05
Accelerate your cash flow by converting accounts receivable into immediate working capital. Factoring provides a quick and efficient way to unlock funds tied up in outstanding invoices.
Factoring
06
Accelerate your cash flow by converting accounts receivable into immediate working capital. Factoring provides a quick and efficient way to unlock funds tied up in outstanding invoices.
Factoring
06
Accelerate your cash flow by converting accounts receivable into immediate working capital. Factoring provides a quick and efficient way to unlock funds tied up in outstanding invoices.
Factoring
06
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Fast access to non-dilutive capital for businesses with a minimum $5m annual turnover.
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Typical ticket sizes ranging from $500k – $45M with with flexible repayment options.
Financing provider with fast process and multiple credit facilities.

Debt financing for businesses in all sectors.
Cost-efficient, founder-friendly, non-dilutive capital.

1
No equity warrants
2
No personal guarantees
3
No board seats

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Flexible repayment modules
Let's get started.
Debt financing
Powerful financing and data intelligence platform with 200 lenders, providing a broader range of options. Gain time and get an offer that best suits your needs in terms of interest rates, repayment terms, and loan amounts.
More options
01
Lenders may compete for your business by offering us attractive terms, potentially saving you money over the loan's repayment period.
Straightforward terms
02
Streamlined application process. faster due diligence process, with a single application through the platform, screening multiple lending options, saving you time and effort.
Faster lending process
03
Access to multiple UniCap lenders boosts your loan approval chances. With distinct underwriting criteria for each lender, a declined application with one may find approval with another in the network.
Increased approval chances
04
We believe in straightforward, honest transactions, ensuring that you only pay what you see, without any surprise charges. Trust us for clear and predictable financial solutions that prioritize your financial well-being.
No hidden fees
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Ready to finance
$370M+
Private credit, debt capital to deploy
3
Cities
200
Lending partners in multiple hubs in EU and US
27
Years of Experience